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Nairobi is where most of Kenya's insurance is bought, and where most of it is claimed. Our office sits in Runda, which means a broker can meet you in Westlands, Upper Hill or the CBD the same day you call.
County HQ
Nairobi
Population
4.4M
Region
Nairobi
Towns Served
8
Local Risk Profile
Dense traffic on Waiyaki Way, Mombasa Road and Thika Road drives one of the highest motor claim frequencies in the country, and theft from parked vehicles is common in unguarded lots. Flash flooding along the Ngong and Nairobi rivers regularly damages ground-floor stock and basement parking.
Main routes we rate against
Waiyaki Way (A104), Mombasa Road (A8), Thika Superhighway (A2), Ngong Road, Jogoo Road and Southern Bypass
Cover Available
These are the covers that matter most in Nairobi, chosen from what the county actually does. Every other product we write is still available here on request.
Drive with confidence. Every road. Every risk. Covered.
See detailsQuality healthcare, guaranteed. For you and everyone you love.
See detailsYour love for your family is infinite. So is our protection.
See detailsDignity in life's most difficult moment. Without the financial burden.
See detailsAccidents happen. Your income doesn't have to stop when they do.
See detailsYour home is your sanctuary. Let's keep it that way.
See detailsProtect what you've built. Keep your business running, no matter what.
See detailsProtect your employees. Protect your business. It's the law.
See detailsThe world is yours. Travel it without worry.
See detailsEverything you value. Covered everywhere you go.
See detailsYour expertise is your livelihood. Protect it from the cost of a mistake.
See detailsProtect your whole team with one policy, not twelve individual ones.
See detailsForced entry shouldn't cost you your business.
See detailsIf a customer gets hurt on your premises, this is what stands between you and the lawsuit.
See detailsKenya's roads are going electric. Your cover should keep up.
See detailsLeadership decisions carry personal risk. This protects the people who make them.
See detailsCash in the safe, cash in transit, cash in your cashier's hands, covered.
See detailsBuilt for the health needs that come with age, not designed around them.
See detailsA cancer or stroke diagnosis changes everything. This gives you cash when you need it most.
See detailsVet bills shouldn't be the reason you can't say yes to treatment.
See detailsPlay your best game. We'll handle the rest.
See detailsOn the Ground
We arrange cover across the whole county. These are the centres where we write the most business, and what tends to matter in each.
Corporate offices, embassies and a heavy concentration of SME and professional indemnity cover.
Kenya's banking and insurance district - group medical and D&O cover are the common asks here.
High-value homes and contents, domestic staff WIBA, and comprehensive motor on newer vehicles.
Where our office sits. Home, contents and all-risk cover for residents and diplomatic households.
Retail and wholesale traders - burglary, money-in-transit and plate glass cover.
Warehousing and light manufacturing - fire, stock floater and WIBA.
Dense residential and logistics near JKIA - motor, PSV and household cover.
Fast-growing residential belt - motor, family medical and last expense.
Questions
Yes. We are based in Runda and cover the whole city. For Westlands, Upper Hill, the CBD, Karen and Kilimani we can usually arrange a same-day meeting; elsewhere in Nairobi it is normally next day. Most clients simply do it over WhatsApp instead.
Same day in almost every case. If you send your logbook and previous certificate before mid-afternoon and pay by M-Pesa, we issue the certificate the same working day so you are legal on the road that evening.
Indirectly, yes. Nairobi has the highest claim frequency in Kenya, so comprehensive rates here sit at the upper end of the market. Where you park overnight, whether the car has a tracker, and your claims history matter more than the postcode itself.
Send us what you need covered. Quotes from several underwriters come back the same working day, and cover can start immediately.
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