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Leadership decisions carry personal risk. This protects the people who make them.
Mufasa Insurance Agencies arranges directors and officers liability insurance across Nairobi City County - Nairobi, Westlands, Upper Hill, Karen and every town in between. Nairobi is where most of Kenya's insurance is bought, and where most of it is claimed. With manufacturing and trading driving the local economy, the cover that makes sense here is specific to Nairobi. We are IRA-licensed, we place with Kenya's major underwriters, and quotes come back the same working day over WhatsApp.
Why Nairobi Is Different
manufacturing and trading brings you into daily contact with customers, contractors and the public. Directors & Officers responds when a third party claims your operation injured them or damaged their property - including their legal costs, which often exceed the award.
Tenders, leases and site inductions around Westlands and Upper Hill routinely specify minimum liability limits. Send us the clause and we will match the cover to it exactly, then issue a certificate in the format the contract asks for.
Liability claims surface long after the work is done. Keeping cover continuous matters more than the limit on any single year, so we track your renewal and warn you well before it lapses.
Coverage Details
Legal costs and damages from claims of mismanagement, breach of duty, or negligent decision-making.
Defence costs for investigations by regulators into the company's directors.
Claims arising from wrongful dismissal, discrimination, or harassment allegations against leadership.
Protects directors' personal assets from claims arising from their corporate role.
The Process
Company size, industry, and number of directors/officers to be covered.
We help you choose a limit appropriate to your company's size and risk profile.
Cover activates for the company's directors and officers named or covered under the policy.
Questions
Send us a WhatsApp message or call +254 117 435 865 with the basic details of what you need covered. We come back with quotes from several underwriters the same working day, you pick one, pay by M-Pesa or bank transfer, and we issue the documents. Nothing requires you to travel to Nairobi.
Yes - our office is in Runda, and we can meet you anywhere in the city. Most clients still prefer to do everything over WhatsApp because it is faster.
Same day in most cases. Motor certificates, travel certificates and medical cover notes are issued electronically as soon as payment reflects, so you are covered before the documents reach your inbox.
Primarily the individual directors and officers, though extensions can reimburse the company for indemnifying them or cover the entity directly.
Yes, even small companies face director liability risk, particularly when raising investment or dealing with employees and regulators.
Deliberate fraud is typically excluded, D&O covers good-faith decisions that turn out badly, not intentional wrongdoing.
Free quotes from several underwriters, back the same working day. Pay by M-Pesa and your documents are issued electronically.