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Tana River follows Kenya's longest river through irrigated schemes at Hola and Bura and vast pastoralist rangeland either side. Flood and drought are the two forces that shape everything here, including insurance.
County HQ
Hola
Population
316K
Region
Coast
Towns Served
3
Local Risk Profile
Seasonal flooding of the Tana displaces communities and destroys crops and livestock almost every long-rains season. Away from the river, drought and livestock loss dominate. Road access is poor, which slows claim response and raises transit risk.
Main routes we rate against
Malindi-Garsen-Lamu Road (B8) and Garissa-Hola Road
Cover Available
These are the covers that matter most in Tana River, chosen from what the county actually does. Every other product we write is still available here on request.
Drive with confidence. Every road. Every risk. Covered.
See detailsQuality healthcare, guaranteed. For you and everyone you love.
See detailsYour love for your family is infinite. So is our protection.
See detailsDignity in life's most difficult moment. Without the financial burden.
See detailsAccidents happen. Your income doesn't have to stop when they do.
See detailsKenya's farmers feed millions. We protect the farmers.
See detailsYour home is your sanctuary. Let's keep it that way.
See detailsProtect what you've built. Keep your business running, no matter what.
See detailsProtect your whole team with one policy, not twelve individual ones.
See detailsProtect your employees. Protect your business. It's the law.
See detailsOn the Ground
We arrange cover across the whole county. These are the centres where we write the most business, and what tends to matter in each.
County headquarters and irrigation scheme centre.
Junction town on the Malindi-Lamu road, delta farming and livestock.
Irrigation settlement scheme - crop and equipment cover.
Questions
Flood is insurable under multi-peril crop policies, but in a floodplain with near-annual inundation underwriters price it accordingly and some decline it outright. Index-based products tied to river levels or rainfall are usually the more practical route, and we will tell you honestly which insurers will engage.
Yes, mainly through index-based livestock insurance, which pays out when satellite-measured forage falls below a threshold rather than requiring you to prove each animal died. It is designed for exactly this kind of rangeland.
Send us what you need covered. Quotes from several underwriters come back the same working day, and cover can start immediately.
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