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Turkana is Kenya's largest county, covering the arid north-west from Lodwar to Lake Turkana and the South Sudan border. It holds the Lokichar oil discoveries, the Kakuma refugee complex and a predominantly pastoralist economy.
County HQ
Lodwar
Population
927K
Region
Rift Valley
Towns Served
5
Local Risk Profile
Drought is the defining risk, with periodic livestock die-offs. Oil exploration and humanitarian operations concentrate plant, fleet and staff exposure in an otherwise remote environment where evacuation is slow and expensive.
Main routes we rate against
Kitale-Lodwar-Lokichogio Road (A1) and Lodwar-Kalokol Road
Cover Available
These are the covers that matter most in Turkana, chosen from what the county actually does. Every other product we write is still available here on request.
Drive with confidence. Every road. Every risk. Covered.
See detailsQuality healthcare, guaranteed. For you and everyone you love.
See detailsYour love for your family is infinite. So is our protection.
See detailsDignity in life's most difficult moment. Without the financial burden.
See detailsAccidents happen. Your income doesn't have to stop when they do.
See detailsKenya's farmers feed millions. We protect the farmers.
See detailsProtect what you've built. Keep your business running, no matter what.
See detailsProtect your whole team with one policy, not twelve individual ones.
See detailsProtect your employees. Protect your business. It's the law.
See detailsIf you transport other people's goods, their loss can become your liability.
See detailsExcavators, cranes, and graders are expensive to replace. Insure the fleet that builds your business.
See detailsIf a customer gets hurt on your premises, this is what stands between you and the lawsuit.
See detailsRiots, strikes, and civil unrest are excluded from most policies. This one exists for that reason.
See detailsOn the Ground
We arrange cover across the whole county. These are the centres where we write the most business, and what tends to matter in each.
County headquarters and regional service centre - SME, motor and medical cover.
Refugee complex and humanitarian base - NGO fleet, staff and liability cover.
Oil exploration centre - plant, contractor and liability cover.
South Sudan border logistics point and airstrip.
Lake Turkana fishing community.
Questions
Group medical with a strong evacuation benefit, group personal accident on a 24-hour worldwide basis, WIBA for local staff, motor for the fleet, and often political violence and terrorism cover where donors require it. We package these under a single renewal so nothing lapses mid-programme.
Yes, through index-based livestock insurance, which has operated in Turkana for years. It triggers on satellite-measured forage rather than proof of individual deaths, which is the only structure that works across rangeland this size.
Send us what you need covered. Quotes from several underwriters come back the same working day, and cover can start immediately.
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