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Personal & FamilyBusiness & Commercial
Motor & Mobility2

Private, commercial, and fleet vehicles on Kenyan roads.

Health & Wellness4

Medical cover for individuals, families, and employers.

Life & Legacy2

Income replacement, savings, and final-expense planning.

Accident & Injury3

Personal accident cover and statutory workplace injury (WIBA).

Property & Business Assets10

Homes, buildings, stock, and business premises.

Engineering & Equipment7

Machinery, electronics, and contractor plant risk.

Liability & Professional Risk7

Legal liability, negligence, and errors & omissions.

Marine, Aviation & Trade3

Cargo, vessels, aircraft, and cross-border shipments.

Agriculture & Specialty Animals5

Crops, livestock, and other agribusiness risk.

Travel, Lifestyle & Specialty Risk3

Travel, leisure, and valuable personal possessions.

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Your Legacy, Engineered.

Nationwide Coverage

Insurance in All 47 Counties of Kenya.

From the Port of Mombasa to the rangelands of Turkana, from Nairobi's CBD to the tea estates of Kericho. Find the cover that fits where you actually live and work.

Get a Quote for Your CountyBrowse All Services

47

Counties Served

219+

Towns Covered

46+

Insurance Products

IRA

Licensed Agency

Insurance is national. Risk is local.

A motor policy written in Nairobi and one written in Turkana are governed by the same law, but they are not the same purchase. Traffic density, road quality, distance to a hospital, what your county grows and what it ships all change which cover is worth buying. Pick your county below and we will show you what actually matters there.

Nairobi

1 county

The capital and Kenya's commercial centre.

Nairobi

Westlands · Upper Hill · Karen · Runda

21 covers available

Central

5 counties

The Mount Kenya highlands - coffee, tea, dairy and fast-growing satellite towns.

Kiambu

Thika · Ruiru · Juja · Kikuyu

16 covers available

Murang'a

Murang'a Town · Kenol · Maragua · Kangema

11 covers available

Nyeri

Nyeri Town · Karatina · Othaya · Mweiga

13 covers available

Kirinyaga

Kerugoya · Mwea · Sagana · Kagio

11 covers available

Nyandarua

Ol Kalou · Njabini · Engineer · Ol Joro Orok

11 covers available

Coast

6 counties

The Indian Ocean counties - the Port of Mombasa, tourism and marine trade.

Mombasa

Mombasa Island · Nyali · Bamburi · Likoni

18 covers available

Kilifi

Kilifi Town · Malindi · Watamu · Mtwapa

14 covers available

Kwale

Diani / Ukunda · Kwale Town · Msambweni · Lunga Lunga

13 covers available

Taita-Taveta

Voi · Wundanyi · Taveta · Mwatate

12 covers available

Tana River

Hola · Garsen · Bura

10 covers available

Lamu

Lamu Old Town · Mokowe · Shela · Mpeketoni

12 covers available

Eastern

8 counties

From the Athi River industrial belt to the arid north.

Machakos

Athi River / Mavoko · Mlolongo · Syokimau · Machakos Town

16 covers available

Makueni

Wote · Emali · Makindu · Mtito Andei

12 covers available

Kitui

Kitui Town · Mwingi · Mutomo · Kabati

11 covers available

Embu

Embu Town · Runyenjes · Siakago · Kiritiri

12 covers available

Tharaka-Nithi

Chuka · Kathwana · Marimanti · Chogoria

10 covers available

Meru

Meru Town · Maua · Nkubu · Timau

14 covers available

Isiolo

Isiolo Town · Merti · Garbatulla · Kinna

12 covers available

Marsabit

Marsabit Town · Moyale · Loiyangalani · North Horr

12 covers available

North Eastern

3 counties

Kenya's pastoralist and cross-border trade counties.

Garissa

Garissa Town · Dadaab · Masalani · Modogashe

12 covers available

Wajir

Wajir Town · Habaswein · Griftu · Eldas

10 covers available

Mandera

Mandera Town · El Wak · Rhamu · Takaba

11 covers available

Nyanza

6 counties

The Lake Victoria basin - fishing, sugar, gold and dense farming.

Kisumu

Kisumu City · Ahero · Maseno · Muhoroni

16 covers available

Siaya

Siaya Town · Bondo · Usenge · Ugunja

12 covers available

Homa Bay

Homa Bay Town · Mbita · Rusinga & Mfangano Islands · Oyugis

11 covers available

Migori

Migori Town · Isebania · Rongo · Awendo

13 covers available

Kisii

Kisii Town · Ogembo · Tabaka · Suneka

13 covers available

Nyamira

Nyamira Town · Keroka · Nyansiongo · Ekerenyo

10 covers available

Rift Valley

14 counties

Kenya's largest region - grain, tea, horticulture, tourism and pastoralism.

Nakuru

Nakuru City · Naivasha · Gilgil · Molo

18 covers available

Uasin Gishu

Eldoret · Turbo · Burnt Forest · Moiben

17 covers available

Trans Nzoia

Kitale · Endebess · Kiminini · Saboti

13 covers available

Kericho

Kericho Town · Litein · Kipkelion · Londiani

14 covers available

Bomet

Bomet Town · Sotik · Longisa · Mulot

11 covers available

Nandi

Kapsabet · Nandi Hills · Mosoriot · Kabiyet

11 covers available

Narok

Narok Town · Maasai Mara / Talek · Kilgoris · Ololulunga

14 covers available

Kajiado

Kitengela · Ongata Rongai · Ngong · Kiserian

15 covers available

Laikipia

Nanyuki · Rumuruti · Nyahururu · Dol Dol

14 covers available

Baringo

Kabarnet · Marigat · Eldama Ravine · Mogotio

11 covers available

Elgeyo-Marakwet

Iten · Kapsowar · Chepkorio · Tot

11 covers available

West Pokot

Kapenguria · Makutano · Chepareria · Sigor

10 covers available

Turkana

Lodwar · Kakuma · Lokichar · Lokichogio

13 covers available

Samburu

Maralal · Archer's Post · Baragoi · Wamba

12 covers available

Western

4 counties

Sugarcane, maize and the busiest border crossings into Uganda.

Kakamega

Kakamega Town · Mumias · Ikolomani · Malava

13 covers available

Bungoma

Bungoma Town · Webuye · Kimilili · Chwele

14 covers available

Busia

Busia Town · Malaba · Port Victoria · Nambale

13 covers available

Vihiga

Mbale · Luanda · Majengo · Hamisi

10 covers available

Not sure which cover you need?

Tell us where you are and what you are protecting. We will come back with options from several underwriters the same working day, free and with no pressure.

Talk to an Advisor

Your all-in-one insurance partner in Kenya. Protecting your life, family, assets, and business, engineered around your world.

IRA Kenya Licensed · IRA/05/48427/2026

Our Services

  • Motor & Mobility
  • Health & Wellness
  • Life & Legacy
  • Accident & Injury
  • Property & Business Assets
  • Engineering & Equipment
  • Liability & Professional Risk
  • Marine, Aviation & Trade
  • Agriculture & Specialty Animals
  • Travel, Lifestyle & Specialty Risk
  • View all 46 products →

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Insurance Across Kenya

All 47 counties →
  • Nairobi
  • Kiambu
  • Murang'a
  • Nyeri
  • Kirinyaga
  • Nyandarua
  • Mombasa
  • Kilifi
  • Kwale
  • Taita-Taveta
  • Tana River
  • Lamu
  • Machakos
  • Makueni
  • Kitui
  • Embu
  • Tharaka-Nithi
  • Meru
  • Isiolo
  • Marsabit
  • Garissa
  • Wajir
  • Mandera
  • Kisumu
  • Siaya
  • Homa Bay
  • Migori
  • Kisii
  • Nyamira
  • Nakuru
  • Uasin Gishu
  • Trans Nzoia
  • Kericho
  • Bomet
  • Nandi
  • Narok
  • Kajiado
  • Laikipia
  • Baringo
  • Elgeyo-Marakwet
  • West Pokot
  • Turkana
  • Samburu
  • Kakamega
  • Bungoma
  • Busia
  • Vihiga

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