
MufasaLoading county cover


Lamu is Kenya's smallest county by population and a UNESCO World Heritage site, now also home to the LAPSSET port project. Heritage tourism and a major infrastructure build sit side by side.
County HQ
Lamu
Population
144K
Region
Coast
Towns Served
4
Local Risk Profile
The old town's timber and coral-rag buildings carry high fire exposure with limited firefighting access. Marine transport between the islands creates boat and passenger liability risk, and the port construction concentrates contractors and plant exposure.
Main routes we rate against
Malindi-Lamu Road (B8), Lamu-Garsen Road and island transport by dhow and speedboat
Cover Available
These are the covers that matter most in Lamu, chosen from what the county actually does. Every other product we write is still available here on request.
Drive with confidence. Every road. Every risk. Covered.
See detailsQuality healthcare, guaranteed. For you and everyone you love.
See detailsYour love for your family is infinite. So is our protection.
See detailsDignity in life's most difficult moment. Without the financial burden.
See detailsAccidents happen. Your income doesn't have to stop when they do.
See detailsProtect what you've built. Keep your business running, no matter what.
See detailsIf a customer gets hurt on your premises, this is what stands between you and the lawsuit.
See detailsYour cargo, protected. From factory floor to your front door.
See detailsYour home is your sanctuary. Let's keep it that way.
See detailsThe world is yours. Travel it without worry.
See detailsProtect your employees. Protect your business. It's the law.
See detailsFrom groundbreaking to handover, your construction project, covered.
See detailsOn the Ground
We arrange cover across the whole county. These are the centres where we write the most business, and what tends to matter in each.
Heritage hotels and dhow tourism - fire, public liability and guest cover.
Mainland jetty and administrative link to the islands.
Boutique hospitality and private villas.
Inland farming settlement.
Questions
Yes, though construction matters a great deal. Coral-rag walls with makuti or timber roofing are rated differently from concrete, and underwriters will want to know about firefighting access down the lanes. It is insurable - it just needs the right insurer rather than an off-the-shelf household policy.
Yes, under marine hull and passenger liability cover. For tourism operators the passenger liability section matters most, since that is what responds if a guest is injured or a boat is swamped. Licensing and passenger capacity records are needed to quote.
Send us what you need covered. Quotes from several underwriters come back the same working day, and cover can start immediately.
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