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Coast · KE-21

Insurance in Lamu County

Lamu is Kenya's smallest county by population and a UNESCO World Heritage site, now also home to the LAPSSET port project. Heritage tourism and a major infrastructure build sit side by side.

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County HQ

Lamu

Population

144K

Region

Coast

Towns Served

4

Local Risk Profile

What actually goes wrong in Lamu

The old town's timber and coral-rag buildings carry high fire exposure with limited firefighting access. Marine transport between the islands creates boat and passenger liability risk, and the port construction concentrates contractors and plant exposure.

Main routes we rate against

Malindi-Lamu Road (B8), Lamu-Garsen Road and island transport by dhow and speedboat

Cover Available

Insurance products in Lamu

These are the covers that matter most in Lamu, chosen from what the county actually does. Every other product we write is still available here on request.

Motor in Lamu

Drive with confidence. Every road. Every risk. Covered.

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Health in Lamu

Quality healthcare, guaranteed. For you and everyone you love.

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Life in Lamu

Your love for your family is infinite. So is our protection.

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Last Expense in Lamu

Dignity in life's most difficult moment. Without the financial burden.

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Personal Accident in Lamu

Accidents happen. Your income doesn't have to stop when they do.

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Business in Lamu

Protect what you've built. Keep your business running, no matter what.

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Public Liability in Lamu

If a customer gets hurt on your premises, this is what stands between you and the lawsuit.

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Marine in Lamu

Your cargo, protected. From factory floor to your front door.

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Home in Lamu

Your home is your sanctuary. Let's keep it that way.

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Travel in Lamu

The world is yours. Travel it without worry.

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WIBA in Lamu

Protect your employees. Protect your business. It's the law.

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Contractors All Risks in Lamu

From groundbreaking to handover, your construction project, covered.

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On the Ground

Towns we serve in Lamu

We arrange cover across the whole county. These are the centres where we write the most business, and what tends to matter in each.

Lamu Old Town

Heritage hotels and dhow tourism - fire, public liability and guest cover.

Mokowe

Mainland jetty and administrative link to the islands.

Shela

Boutique hospitality and private villas.

Mpeketoni

Inland farming settlement.

Questions

Insurance in Lamu, answered

Can I insure a heritage property in Lamu Old Town?

Yes, though construction matters a great deal. Coral-rag walls with makuti or timber roofing are rated differently from concrete, and underwriters will want to know about firefighting access down the lanes. It is insurable - it just needs the right insurer rather than an off-the-shelf household policy.

Do you cover dhows and passenger boats?

Yes, under marine hull and passenger liability cover. For tourism operators the passenger liability section matters most, since that is what responds if a guest is injured or a boat is swamped. Licensing and passenger capacity records are needed to quote.

Neighbouring counties

Insurance in Tana RiverInsurance in KilifiInsurance in Garissa

Get covered in Lamu today

Send us what you need covered. Quotes from several underwriters come back the same working day, and cover can start immediately.

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