Last updated: June 2025

1. Acceptance of Terms

By accessing or using the Mufasa Insurance Agencies website (mufasainsurance.co.ke), you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, please do not use this website.

2. Nature of Our Service

Mufasa Insurance Agencies Ltd is a licensed insurance intermediary regulated by the Insurance Regulatory Authority (IRA) of Kenya. We act as an agent, not an insurer. Insurance contracts are between you and the relevant underwriter. We are not liable for the financial obligations of any insurer.

3. Information Accuracy

The information on this website is provided for general guidance only and does not constitute a binding insurance contract or legal advice. Premium estimates and coverage descriptions are indicative and subject to change. Final terms are governed by the policy wording issued by the underwriter.

4. User Responsibilities

When using our services, you agree to:

Provide accurate and complete information in all requests and forms
Not use this website for any unlawful purpose
Not attempt to disrupt or interfere with the website's operation
Disclose all material facts when applying for insurance (failure to do so may void your policy)

5. Intellectual Property

All content on this website, including text, graphics, logos, and design, is the property of Mufasa Insurance Agencies Ltd or its content suppliers and is protected by Kenyan and international copyright law. You may not reproduce or redistribute any content without our prior written consent.

6. Limitation of Liability

To the fullest extent permitted by law, Mufasa Insurance Agencies Ltd shall not be liable for any indirect, incidental, or consequential losses arising from your use of this website or reliance on information contained herein.

7. Governing Law

These terms are governed by the laws of the Republic of Kenya. Any disputes shall be subject to the exclusive jurisdiction of the Kenyan courts.

8. Changes to These Terms

We reserve the right to update these terms at any time. Continued use of the website after changes are posted constitutes acceptance of the revised terms.

9. Contact

For questions about these terms, contact us at info@mufasainsurance.co.ke.