
MufasaLoading county cover


Tharaka-Nithi runs from the cool Mount Kenya forest edge at Chuka down to the hot Tharaka lowlands, so it holds tea and dairy at one end and drought-prone sorghum and livestock at the other. Few small counties vary this much.
County HQ
Kathwana
Population
393K
Region
Eastern
Towns Served
4
Local Risk Profile
The highland zone faces hail and landslide risk, the lowlands drought and livestock loss. The Chuka stretch of the A2 has a high accident rate, and human-wildlife conflict affects farms near Meru National Park.
Main routes we rate against
Embu-Meru Highway (A2) and Chuka-Chogoria Road
Cover Available
These are the covers that matter most in Tharaka-Nithi, chosen from what the county actually does. Every other product we write is still available here on request.
Drive with confidence. Every road. Every risk. Covered.
See detailsQuality healthcare, guaranteed. For you and everyone you love.
See detailsYour love for your family is infinite. So is our protection.
See detailsDignity in life's most difficult moment. Without the financial burden.
See detailsAccidents happen. Your income doesn't have to stop when they do.
See detailsKenya's farmers feed millions. We protect the farmers.
See detailsYour home is your sanctuary. Let's keep it that way.
See detailsProtect what you've built. Keep your business running, no matter what.
See detailsProtect your employees. Protect your business. It's the law.
See detailsProtect your whole team with one policy, not twelve individual ones.
See detailsOn the Ground
We arrange cover across the whole county. These are the centres where we write the most business, and what tends to matter in each.
University town and tea centre - student medical, SME and motor cover.
County headquarters.
Tharaka lowlands administrative centre - livestock and dryland farming.
Mission hospital town and Mount Kenya climbing route.
Questions
Yes. Individual outpatient and inpatient plans are available from about KES 1,000 a month at entry level, and universities sometimes arrange group schemes. If you are under 25 and unmarried you may also still be covered as a dependant on a parent's family plan, which is cheaper.
Usually yes, but each location has to be declared separately with its own sum insured, because the risk profile differs so much. Declaring them properly is what stops a drought claim in Tharaka being disputed.
Send us what you need covered. Quotes from several underwriters come back the same working day, and cover can start immediately.
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