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Built for the health needs that come with age, not designed around them.
Mufasa Insurance Agencies arranges senior citizens health plan across Nairobi City County - Nairobi, Westlands, Upper Hill, Karen and every town in between. Nairobi is where most of Kenya's insurance is bought, and where most of it is claimed. With manufacturing and trading driving the local economy, the cover that makes sense here is specific to Nairobi. We are IRA-licensed, we place with Kenya's major underwriters, and quotes come back the same working day over WhatsApp.
Why Nairobi Is Different
Your card works at panel facilities in Westlands and Upper Hill and at referral hospitals nationwide. Before you commit to a plan we confirm your preferred hospital is actually on that insurer's panel, because panels change every year.
Inpatient is the expensive risk and outpatient is the one you use. Most families in Nairobi do best with a solid inpatient limit plus a modest outpatient allowance, then add dental, optical and maternity only if they will genuinely be used.
A family plan covering you, your spouse and children almost always prices better than separate policies, and parents can often be added on a senior plan alongside. One renewal date, one premium, one set of cards.
Coverage Details
Hospital admission, surgery, and specialist care for age-related and general conditions.
Ongoing cover for diabetes, hypertension, and other chronic conditions common in later life.
GP visits, diagnostics, and prescribed medication.
Enrollment available well beyond the age limits of standard health plans.
The Process
Age, existing conditions, and preferred hospitals.
Rating reflects senior-specific risk rather than a blanket loading on a standard plan.
Receive your member card and start accessing our network of hospitals.
Questions
Send us a WhatsApp message or call +254 117 435 865 with the basic details of what you need covered. We come back with quotes from several underwriters the same working day, you pick one, pay by M-Pesa or bank transfer, and we issue the documents. Nothing requires you to travel to Nairobi.
Yes - our office is in Runda, and we can meet you anywhere in the city. Most clients still prefer to do everything over WhatsApp because it is faster.
Same day in most cases. Motor certificates, travel certificates and medical cover notes are issued electronically as soon as payment reflects, so you are covered before the documents reach your inbox.
Entry ages typically extend well beyond standard health plans, often up to 75-80, ask us for the specific insurer's limit.
Many are covered after a waiting period, this plan is specifically designed around the reality that seniors often have existing conditions.
Yes, you can enroll a parent or elderly relative as the primary member on their own senior plan.
Free quotes from several underwriters, back the same working day. Pay by M-Pesa and your documents are issued electronically.