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Cash in the safe, cash in transit, cash in your cashier's hands, covered.
Mufasa Insurance Agencies arranges money insurance across Nairobi City County - Nairobi, Westlands, Upper Hill, Karen and every town in between. Nairobi is where most of Kenya's insurance is bought, and where most of it is claimed. With manufacturing and trading driving the local economy, the cover that makes sense here is specific to Nairobi. We are IRA-licensed, we place with Kenya's major underwriters, and quotes come back the same working day over WhatsApp.
Why Nairobi Is Different
Dense traffic on Waiyaki Way, Mombasa Road and Thika Road drives one of the highest motor claim frequencies in the country, and theft from parked vehicles is common in unguarded lots. Flash flooding along the Ngong and Nairobi rivers regularly damages ground-floor stock and basement parking. We tell you upfront which of those perils a standard wording covers and which need a specific extension, so nothing surprises you at claim stage.
People insure the building and forget what is inside it. Electronics, furniture and appliances in a typical Nairobi household add up fast, and all-risk cover extends to laptops and phones outside the home too.
Money claims are scaled down when the sum insured is below the true rebuild or replacement value - the average clause. We work the figure out with you at inception, and revisit it each renewal.
Coverage Details
Money kept in a locked safe on your premises, including overnight.
Money being carried by you or an employee to and from the bank.
Money held by cashiers or staff during business hours.
Injury benefit for staff carrying money who are attacked in the process.
The Process
Tell us your typical cash-in-safe, cash-in-transit, and cash-in-hand amounts.
We set appropriate limits for each category so you're not over- or under-insured.
Report incidents to police immediately, we handle the rest with your insurer.
Questions
Send us a WhatsApp message or call +254 117 435 865 with the basic details of what you need covered. We come back with quotes from several underwriters the same working day, you pick one, pay by M-Pesa or bank transfer, and we issue the documents. Nothing requires you to travel to Nairobi.
Yes - our office is in Runda, and we can meet you anywhere in the city. Most clients still prefer to do everything over WhatsApp because it is faster.
Same day in most cases. Motor certificates, travel certificates and medical cover notes are issued electronically as soon as payment reflects, so you are covered before the documents reach your inbox.
Physical cash and negotiable instruments are covered; ask us about extensions for mobile money agent float.
Yes, your policy sets a maximum cash-in-transit limit. Carrying more than that limit may reduce your claim payout.
This is exactly what Cash in Transit cover is for, plus a Personal Accident benefit if they're injured.
Free quotes from several underwriters, back the same working day. Pay by M-Pesa and your documents are issued electronically.