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Forced entry shouldn't cost you your business.
Mufasa Insurance Agencies arranges burglary insurance across Nairobi City County - Nairobi, Westlands, Upper Hill, Karen and every town in between. Nairobi is where most of Kenya's insurance is bought, and where most of it is claimed. With manufacturing and trading driving the local economy, the cover that makes sense here is specific to Nairobi. We are IRA-licensed, we place with Kenya's major underwriters, and quotes come back the same working day over WhatsApp.
Why Nairobi Is Different
Dense traffic on Waiyaki Way, Mombasa Road and Thika Road drives one of the highest motor claim frequencies in the country, and theft from parked vehicles is common in unguarded lots. Flash flooding along the Ngong and Nairobi rivers regularly damages ground-floor stock and basement parking. We tell you upfront which of those perils a standard wording covers and which need a specific extension, so nothing surprises you at claim stage.
People insure the building and forget what is inside it. Electronics, furniture and appliances in a typical Nairobi household add up fast, and all-risk cover extends to laptops and phones outside the home too.
Burglary claims are scaled down when the sum insured is below the true rebuild or replacement value - the average clause. We work the figure out with you at inception, and revisit it each renewal.
Coverage Details
Stock, equipment, and cash lost through break-ins involving forcible and violent entry.
Loss from armed or violent robbery on your premises.
Repair of doors, windows, and locks damaged during the burglary.
Extension to cover theft involving dishonest employees.
The Process
Tell us your business type, security measures (grilles, alarms, guards), and the value of contents.
Premiums reflect your security setup, better security typically means a lower rate.
Report to the police for an abstract, then to us, we fast-track the claim with your insurer.
Questions
Send us a WhatsApp message or call +254 117 435 865 with the basic details of what you need covered. We come back with quotes from several underwriters the same working day, you pick one, pay by M-Pesa or bank transfer, and we issue the documents. Nothing requires you to travel to Nairobi.
Yes - our office is in Runda, and we can meet you anywhere in the city. Most clients still prefer to do everything over WhatsApp because it is faster.
Same day in most cases. Motor certificates, travel certificates and medical cover notes are issued electronically as soon as payment reflects, so you are covered before the documents reach your inbox.
Not always, but basic security (grilles, locks) is usually required, and stronger security can lower your premium.
Standard Burglary policies require evidence of forcible and violent entry. Simple theft without break-in evidence is usually excluded.
Yes, multiple premises can be scheduled under a single Burglary policy.
Free quotes from several underwriters, back the same working day. Pay by M-Pesa and your documents are issued electronically.