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Kenya's roads are going electric. Your cover should keep up.
Mufasa Insurance Agencies arranges electric vehicle (ev) insurance across Nairobi City County - Nairobi, Westlands, Upper Hill, Karen and every town in between. Nairobi is where most of Kenya's insurance is bought, and where most of it is claimed. With manufacturing and trading driving the local economy, the cover that makes sense here is specific to Nairobi. We are IRA-licensed, we place with Kenya's major underwriters, and quotes come back the same working day over WhatsApp.
Why Nairobi Is Different
Waiyaki Way (A104), Mombasa Road (A8) and Thika Superhighway (A2) carry most of Nairobi's traffic, and that is where claims come from. Dense traffic on Waiyaki Way, Mombasa Road and Thika Road drives one of the highest motor claim frequencies in the country, and theft from parked vehicles is common in unguarded lots. We rate your vehicle on how and where it is really used rather than on a generic county average.
Third party is the legal minimum and covers only the other person's damage. Comprehensive covers your own vehicle for accident, fire and theft. In Nairobi, where repairs often mean a trip to Nairobi or beyond, comprehensive usually earns its premium the first time you need it.
Send your logbook and previous certificate over WhatsApp, pay by M-Pesa, and we issue your certificate the same working day anywhere in Nairobi - no office visit needed.
Coverage Details
Repair or replacement of the battery pack and electric drivetrain following an accident.
Home and portable charging cables and units covered against damage and theft.
Legally required cover for injury or property damage you cause to others.
Comprehensive protection against collision, theft, and fire, matching standard motor cover.
The Process
Share your make, model, battery capacity, and value, EV pricing differs from standard motor rating.
We match you with insurers who understand EV risk and won't overcharge for unfamiliarity.
Pay via M-Pesa and receive your certificate of insurance the same day.
Questions
Send us a WhatsApp message or call +254 117 435 865 with the basic details of what you need covered. We come back with quotes from several underwriters the same working day, you pick one, pay by M-Pesa or bank transfer, and we issue the documents. Nothing requires you to travel to Nairobi.
Yes - our office is in Runda, and we can meet you anywhere in the city. Most clients still prefer to do everything over WhatsApp because it is faster.
Same day in almost every case. If you send your logbook and previous certificate before mid-afternoon and pay by M-Pesa, we issue the certificate the same working day so you are legal on the road that evening.
Same day in most cases. Motor certificates, travel certificates and medical cover notes are issued electronically as soon as payment reflects, so you are covered before the documents reach your inbox.
Premiums are often comparable, though battery replacement value can push up the sum insured. We shop across insurers to find the best EV-specific rate.
Yes, damage to a permanently installed home charger can be added as an optional extension.
Yes, we cover electric two- and three-wheelers used for personal or commercial purposes.
Free quotes from several underwriters, back the same working day. Pay by M-Pesa and your documents are issued electronically.