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IRA Kenya Licensed · IRA/05/48427/2026

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Group Personal Accident (GPA) Insurance in Kenya - Mufasa Insurance
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Group Personal Accident

Group Personal Accident (GPA) Insurance

Protect your whole team with one policy, not twelve individual ones.

Group Personal Accident covers your employees as a group against death, disability, and injury from accidents, both on and off the job, a valuable employee benefit that complements WIBA's workplace-only protection with 24/7 cover.

Talk to a Private AdvisorHow It Works

Coverage Details

What's Covered

Accidental Death

Lump sum benefit paid to a covered employee's beneficiaries.

Permanent Disability

Compensation for permanent total or partial disability from an accident.

Temporary Disability

Weekly income replacement while an employee recovers from an accidental injury.

24/7 Worldwide Cover

Protection whether the accident happens at work, at home, or while travelling.

Simple Process

How It Works

1

Submit Your Staff List

Headcount, job roles, and the sum assured you'd like per employee.

2

One Policy, Whole Team

We issue a single group schedule covering every listed employee at a competitive per-head rate.

3

Claims Fast-Tracked by HR

Your HR team reports incidents to us directly, we manage the claim through to payout.

Common Questions

Frequently Asked

How is GPA different from WIBA?
WIBA only covers injuries arising from and in the course of employment. GPA covers your employees 24/7, on or off the job, and pays out regardless of fault.
Can I include contract or casual staff?
Yes, GPA schedules can include full-time, contract, and casual staff as long as they're declared on the policy.
Is GPA a substitute for WIBA?
No, WIBA is a separate statutory requirement. GPA is an additional employee benefit, many businesses carry both.

Across Kenya

Group Personal Accident cover in your county

We arrange group personal accident (gpa) insurance nationwide. These counties have their own page for this cover, with the local risks and requirements that apply there.

NairobiKiambuMurang'aMombasaKilifiKwaleTana RiverMachakosMakueniKituiEmbuTharaka-NithiMeruIsioloMarsabitGarissaWajirManderaKisumuSiayaHoma BayMigoriKisiiNyamiraNakuruUasin GishuTrans NzoiaKerichoBometNandiNarokKajiadoLaikipiaBaringoElgeyo-MarakwetWest PokotTurkanaSamburuKakamegaBungomaBusiaVihiga

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Get your Group Personal Accident insurance quote today, same day cover, zero hassle.

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