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Protect your whole team with one policy, not twelve individual ones.
Mufasa Insurance Agencies arranges group personal accident (gpa) insurance across Isiolo County - Isiolo, Merti, Garbatulla, Kinna and every town in between. Isiolo is the gateway between central Kenya and the northern frontier, a pastoralist county with a growing role in the LAPSSET corridor and a strong conservancy tourism sector at Buffalo Springs and Shaba. With livestock keeping, tourism and long-distance freight driving the local economy, the cover that makes sense here is specific to Isiolo. We are IRA-licensed, we place with Kenya's major underwriters, and quotes come back the same working day over WhatsApp.
Why Isiolo Is Different
Livestock is the main productive asset and drought the main threat. The Isiolo-Moyale highway carries long-distance freight through remote terrain where breakdown and security risk are real, and conservancy tourism brings guest liability exposure. Group Personal Accident cover responds to exactly that kind of loss, paying a cash benefit for death or disablement rather than reimbursing a bill.
For riders, fishermen, miners and transporters, group cover arranged through a SACCO, cooperative or association is the practical route in Isiolo. Per-member cost falls sharply above about ten members, and the group handles collection.
A lump sum on accidental death, a scaled benefit for permanent disablement, plus medical expenses and often a weekly income benefit while you cannot work. Limits are set by you, so the cover can be sized to what your household actually needs.
Coverage Details
Lump sum benefit paid to a covered employee's beneficiaries.
Compensation for permanent total or partial disability from an accident.
Weekly income replacement while an employee recovers from an accidental injury.
Protection whether the accident happens at work, at home, or while travelling.
The Process
Headcount, job roles, and the sum assured you'd like per employee.
We issue a single group schedule covering every listed employee at a competitive per-head rate.
Your HR team reports incidents to us directly, we manage the claim through to payout.
Questions
Send us a WhatsApp message or call +254 117 435 865 with the basic details of what you need covered. We come back with quotes from several underwriters the same working day, you pick one, pay by M-Pesa or bank transfer, and we issue the documents. Nothing requires you to travel to Nairobi.
We are based in Runda, Nairobi and serve Isiolo County remotely, which is how most insurance in Kenya is now arranged. Quotes, payment and document issue all happen by phone, WhatsApp and email. When there is a claim, assessors are appointed locally in Isiolo.
Same day in most cases. Motor certificates, travel certificates and medical cover notes are issued electronically as soon as payment reflects, so you are covered before the documents reach your inbox.
WIBA only covers injuries arising from and in the course of employment. GPA covers your employees 24/7, on or off the job, and pays out regardless of fault.
Yes, GPA schedules can include full-time, contract, and casual staff as long as they're declared on the policy.
No, WIBA is a separate statutory requirement. GPA is an additional employee benefit, many businesses carry both.
Free quotes from several underwriters, back the same working day. Pay by M-Pesa and your documents are issued electronically.