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Employers Liability Insurance in Kenya - Mufasa Insurance
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Employers Liability

Employers Liability Insurance

WIBA covers the statutory minimum. This covers what falls outside it.

Employers Liability Insurance protects your business against claims from employees for injury, illness, or death arising from their employment that fall outside WIBA's statutory scope, common law claims for negligence being the most significant gap it fills.

Talk to a Private AdvisorHow It Works

Coverage Details

What's Covered

Common Law Claims

Legal liability for employee injury claims brought under common law negligence, beyond WIBA's statutory limits.

Legal Defence Costs

Costs of defending liability claims brought by employees.

Occupational Disease

Liability for illness contracted as a result of the working environment.

Contractual & Sub-Contracted Staff

Extension to cover liability for labour-only subcontractors on your site.

Simple Process

How It Works

1

Confirm Your WIBA Cover

Employers Liability sits alongside WIBA, we check your existing statutory cover first.

2

Set an Appropriate Limit

Based on your headcount, industry risk, and typical claim exposure.

3

Policy Complements WIBA

Together, both policies close the gap between statutory compensation and common law claims.

Common Questions

Frequently Asked

Isn't WIBA enough on its own?
WIBA covers statutory compensation for workplace injury. Employers Liability covers additional common law claims employees may bring for negligence, a real exposure gap if you only carry WIBA.
Is this mandatory in Kenya?
WIBA is mandatory; Employers Liability is not legally required but is strongly recommended, especially for higher-risk industries.
Does it cover injuries to contractors on my site?
It can be extended to cover labour-only subcontractors working under your direct supervision, let us know your setup.

Across Kenya

Employers Liability cover in your county

We arrange employers liability insurance nationwide. These counties have their own page for this cover, with the local risks and requirements that apply there.

Kericho

Ready to get covered?

Get your Employers Liability insurance quote today, same day cover, zero hassle.

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