MufasaLoading county cover
MufasaPreparing your cover
WIBA covers the statutory minimum. This covers what falls outside it.
Mufasa Insurance Agencies arranges employers liability insurance across Kericho County - Kericho, Litein, Kipkelion, Londiani and every town in between. Kericho is the heart of Kenya's tea industry, with the large multinational estates and thousands of smallholders supplying KTDA factories. With manufacturing, commercial farming and trading driving the local economy, the cover that makes sense here is specific to Kericho. We are IRA-licensed, we place with Kenya's major underwriters, and quotes come back the same working day over WhatsApp.
Why Kericho Is Different
manufacturing, commercial farming and trading brings you into daily contact with customers, contractors and the public. Employers Liability responds when a third party claims your operation injured them or damaged their property - including their legal costs, which often exceed the award.
Tenders, leases and site inductions around Kericho Town and Litein routinely specify minimum liability limits. Send us the clause and we will match the cover to it exactly, then issue a certificate in the format the contract asks for.
Liability claims surface long after the work is done. Keeping cover continuous matters more than the limit on any single year, so we track your renewal and warn you well before it lapses.
Coverage Details
Legal liability for employee injury claims brought under common law negligence, beyond WIBA's statutory limits.
Costs of defending liability claims brought by employees.
Liability for illness contracted as a result of the working environment.
Extension to cover liability for labour-only subcontractors on your site.
The Process
Employers Liability sits alongside WIBA, we check your existing statutory cover first.
Based on your headcount, industry risk, and typical claim exposure.
Together, both policies close the gap between statutory compensation and common law claims.
Questions
Send us a WhatsApp message or call +254 117 435 865 with the basic details of what you need covered. We come back with quotes from several underwriters the same working day, you pick one, pay by M-Pesa or bank transfer, and we issue the documents. Nothing requires you to travel to Nairobi.
We are based in Runda, Nairobi and serve Kericho County remotely, which is how most insurance in Kenya is now arranged. Quotes, payment and document issue all happen by phone, WhatsApp and email. When there is a claim, assessors are appointed locally in Kericho.
Same day in most cases. Motor certificates, travel certificates and medical cover notes are issued electronically as soon as payment reflects, so you are covered before the documents reach your inbox.
WIBA covers statutory compensation for workplace injury. Employers Liability covers additional common law claims employees may bring for negligence, a real exposure gap if you only carry WIBA.
WIBA is mandatory; Employers Liability is not legally required but is strongly recommended, especially for higher-risk industries.
It can be extended to cover labour-only subcontractors working under your direct supervision, let us know your setup.
Free quotes from several underwriters, back the same working day. Pay by M-Pesa and your documents are issued electronically.