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Quality healthcare, guaranteed. For you and everyone you love.
Mufasa Insurance Agencies arranges health insurance across Kilifi County - Kilifi, Malindi, Watamu, Mtwapa and every town in between. Kilifi runs north from Mombasa through Kilifi town, Watamu and Malindi, and its economy is built on tourism, coastal property and a large expatriate and retiree community. With commercial farming, lake fishing and tourism driving the local economy, the cover that makes sense here is specific to Kilifi. We are IRA-licensed, we place with Kenya's major underwriters, and quotes come back the same working day over WhatsApp.
Why Kilifi Is Different
Your card works at panel facilities in Kilifi Town and Malindi and at referral hospitals nationwide. Before you commit to a plan we confirm your preferred hospital is actually on that insurer's panel, because panels change every year.
Inpatient is the expensive risk and outpatient is the one you use. Most families in Kilifi do best with a solid inpatient limit plus a modest outpatient allowance, then add dental, optical and maternity only if they will genuinely be used.
A family plan covering you, your spouse and children almost always prices better than separate policies, and parents can often be added on a senior plan alongside. One renewal date, one premium, one set of cards.
Coverage Details
Hospital admission, surgery, ICU, specialist consultations, and nursing care.
GP visits, specialist consultations, lab tests, and prescribed medication.
Antenatal care, delivery (normal & C-section), postnatal care, and newborn cover.
Routine dental checkups, fillings, extractions, and dental emergencies.
Eye examinations, prescription glasses, contact lenses, and minor eye procedures.
Air ambulance and medical evacuation to a facility better equipped to treat you.
Funeral and last expense benefit in the unfortunate event of death.
Selected plans cover pre-existing conditions after a waiting period. Ask us for details.
The Process
Share your family size, preferred hospitals, and budget. We match you to the right plan.
Once enrolled, you receive a digital and physical member card accepted at 200+ hospitals across Kenya.
Visit any of our network hospitals, present your card, and get treated. No upfront payments for covered services.
Questions
Send us a WhatsApp message or call +254 117 435 865 with the basic details of what you need covered. We come back with quotes from several underwriters the same working day, you pick one, pay by M-Pesa or bank transfer, and we issue the documents. Nothing requires you to travel to Nairobi.
We are based in Runda, Nairobi and serve Kilifi County remotely, which is how most insurance in Kenya is now arranged. Quotes, payment and document issue all happen by phone, WhatsApp and email. When there is a claim, assessors are appointed locally in Kilifi.
Same day in most cases. Motor certificates, travel certificates and medical cover notes are issued electronically as soon as payment reflects, so you are covered before the documents reach your inbox.
We work with 200+ hospitals across Kenya including Aga Khan, Nairobi Hospital, MP Shah, Kenyatta National Hospital, and major facilities in all 47 counties. Ask us for the full list.
Yes. Many of our plans allow you to add parents and in-laws as dependants. Premiums vary based on age and health status.
Most plans have a 30-day general waiting period and 9-12 months for maternity. Pre-existing conditions typically have a 12-month waiting period on selected plans.
You can still seek treatment and claim reimbursement. We'll guide you through the process and process payment directly to your account.
Yes. We offer group medical schemes for businesses of all sizes. Premiums are often lower per person in group plans. Contact us for a group quote.
Free quotes from several underwriters, back the same working day. Pay by M-Pesa and your documents are issued electronically.