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Drive with confidence. Every road. Every risk. Covered.
Mufasa Insurance Agencies arranges motor insurance across Busia County - Busia, Malaba, Port Victoria, Nambale and every town in between. Busia is Kenya's busiest land border with Uganda, and cross-border trade defines the county alongside sugarcane, cotton, rice and Lake Victoria fishing at Port Victoria and Sio Port. With commercial farming, lake fishing and long-distance freight driving the local economy, the cover that makes sense here is specific to Busia. We are IRA-licensed, we place with Kenya's major underwriters, and quotes come back the same working day over WhatsApp.
Why Busia Is Different
Kisumu-Busia Road (A1), Busia-Malaba Road and Busia-Bumala Road carry most of Busia's traffic, and that is where claims come from. Lake fishing carries high accident risk, and low-lying areas of the Nzoia and Yala deltas flood in the long rains. We rate your vehicle on how and where it is really used rather than on a generic county average.
Busia sits on a major freight corridor, so we write a lot of commercial motor here - lorries, tankers and trailers, per vehicle or as a fleet. Pair it with carriers legal liability and goods in transit so both the truck and the load are covered.
Send your logbook and previous certificate over WhatsApp, pay by M-Pesa, and we issue your certificate the same working day anywhere in Busia - no office visit needed.
Coverage Details
Full repair costs for damage to your vehicle from collisions, rollovers, and road accidents.
Covers total loss or damage resulting from vehicle theft or break-ins.
Pays for injury or property damage you cause to other people, a legal requirement in Kenya.
Protection against fire, explosion, and self-ignition of your vehicle.
Floods, hailstorms, and other acts of God that damage your vehicle.
Replacement of cracked or shattered windscreen and windows at no extra cost.
Death or permanent disability benefit for the driver in case of an accident.
24/7 roadside assistance, towing to the nearest garage, and emergency support.
The Process
Tell us your vehicle make, year, and value. We compare rates across all our partner insurers in seconds.
Pick the plan that fits your needs and budget. Our advisors will walk you through every option.
Pay online or via M-Pesa, receive your certificate of insurance instantly, and you're covered.
Questions
Send us a WhatsApp message or call +254 117 435 865 with the basic details of what you need covered. We come back with quotes from several underwriters the same working day, you pick one, pay by M-Pesa or bank transfer, and we issue the documents. Nothing requires you to travel to Nairobi.
We are based in Runda, Nairobi and serve Busia County remotely, which is how most insurance in Kenya is now arranged. Quotes, payment and document issue all happen by phone, WhatsApp and email. When there is a claim, assessors are appointed locally in Busia.
Same day in most cases. Motor certificates, travel certificates and medical cover notes are issued electronically as soon as payment reflects, so you are covered before the documents reach your inbox.
Yes. The Traffic Act requires every vehicle owner to have at minimum Third Party insurance before driving on public roads. Driving without it is a criminal offence.
Third Party only covers damage you cause to others. Comprehensive also covers damage to your own vehicle from accidents, theft, fire, and natural disasters.
Your premium is based on your vehicle's make, model, year of manufacture, current market value, your claim history, and the type of cover you choose.
Call or WhatsApp us immediately after an incident. We guide you through the process, arrange towing if needed, and liaise with the insurer on your behalf.
Absolutely. We cover all vehicle categories including PSVs (matatus, buses), commercial trucks, company fleets, and boda bodas.
Same day. Send us your logbook, ID, and KRA PIN and we can have your cover note ready within hours.
Free quotes from several underwriters, back the same working day. Pay by M-Pesa and your documents are issued electronically.