Political Violence & Terrorism

Political Violence & Terrorism Insurance

Riots, strikes, and civil unrest are excluded from most policies. This one exists for that reason.

Standard Fire and property policies typically exclude riot, strike, civil commotion, and terrorism. Political Violence & Terrorism cover fills that gap, protecting your property and business against politically-motivated damage, a real risk during election periods and civil unrest in Kenya.

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Coverage Details

What's Covered

Riot, Strike & Civil Commotion

Damage to property from riots, strikes, and public disorder.

Terrorism

Damage from acts of terrorism, including fire and explosion.

Malicious Damage

Deliberate destruction of property during civil unrest.

Business Interruption Extension

Loss of income following an insured political violence event.

Simple Process

How It Works

Assess Your Exposure

We review your location, industry, and property value to price your political violence risk.

Attach to Your Property Policy

This cover is usually written alongside your Fire/property policy to close the exclusion gap.

Claim With Documentation

Police reports, photos, and incident documentation support a fast claim after civil unrest.

Common Questions

Frequently Asked

Isn't this already covered under my Fire policy?

No, riot, strike, civil commotion, and terrorism are standard exclusions on most Fire policies in Kenya. This cover specifically fills that gap.

Is this only relevant during election years?

Election periods carry higher risk, but civil unrest and terrorism can happen anytime, many businesses keep this cover year-round.

Does it cover looting during a riot?

Yes, looting that occurs during an insured riot or civil commotion event is typically included.

Across Kenya

Political Violence & Terrorism cover in your county

We arrange political violence & terrorism insurance nationwide. These counties have their own page for this cover, with the local risks and requirements that apply there.

Mandera Narok Turkana

Ready to get covered?

Get your Political Violence & Terrorism insurance quote today, same day cover, zero hassle.

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