Machinery Breakdown

Machinery Breakdown Insurance

When your production line stops, so does your income. This gets it running again.

Machinery Breakdown Insurance covers the sudden and unforeseen mechanical or electrical failure of your production machinery and equipment, repair or replacement costs, plus an optional consequential loss extension for the income you lose while it's down.

Talk to a Private Advisor How It Works

Coverage Details

What's Covered

Mechanical Breakdown

Sudden failure of moving machine parts, motors, and mechanical components.

Electrical Breakdown

Short circuit, overvoltage, and electrical failure of equipment.

Repair & Replacement Costs

Cost of repairing or replacing the failed machinery.

Consequential Loss (optional)

Loss of profit while production is halted due to the breakdown.

Simple Process

How It Works

Schedule Your Machinery

List your production equipment with age, capacity, and maintenance history.

Choose Breakdown-Only or With Consequential Loss

Decide whether you also want income protection while machinery is down.

Fast Repair Support

We help coordinate qualified repair technicians so downtime is kept to a minimum.

Common Questions

Frequently Asked

Does this cover wear and tear?

No, gradual wear and tear is excluded, cover is for sudden, unforeseen breakdown, not equipment that simply ages out.

What's the Consequential Loss extension?

It adds cover for the loss of gross profit while your machinery is being repaired, on top of the repair costs themselves.

Is my generator covered under this policy?

Yes, standby generators and most production-critical equipment can be scheduled under Machinery Breakdown.

Across Kenya

Machinery Breakdown cover in your county

We arrange machinery breakdown insurance nationwide. These counties have their own page for this cover, with the local risks and requirements that apply there.

Kiambu Kirinyaga Machakos Nakuru Uasin Gishu Trans Nzoia Kericho Bomet Kakamega Bungoma

Ready to get covered?

Get your Machinery Breakdown insurance quote today, same day cover, zero hassle.

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