Life

Life Insurance

Your love for your family is infinite. So is our protection.

Life insurance is the greatest gift you can give your family. In the event of your death, Mufasa Life ensures your loved ones are financially secure, mortgages paid, school fees covered, and futures preserved.

Talk to a Private Advisor How It Works

Coverage Details

What's Covered

Death Benefit

A lump sum paid to your nominated beneficiaries upon your death.

Terminal Illness

Early payout of your sum assured if you're diagnosed with a terminal illness.

Permanent Disability

Full or partial payout if an accident leaves you permanently unable to work.

Critical Illness Rider

Additional benefit triggered by diagnosis of cancer, stroke, heart attack, and other critical illnesses.

Education Benefit

Ensures your children's school fees continue to be paid even after your death.

Mortgage Protection

Pays off your outstanding mortgage so your family never loses the home.

Choose Your Cover

Available Plans

Term Life

Cover for a fixed period (5-30 years)
Highest cover for lowest premium
Death benefit only
Ideal for breadwinners with dependants

Get This Plan

Whole Life

Lifelong cover, never expires
Builds cash value over time
Borrow against your policy
Ideal for estate planning

Get This Plan

Endowment

Cover + savings in one plan
Payout if you survive the term
Death benefit for family if you don't
Ideal for education or retirement goals
Disciplined long-term savings

Get This Plan

Simple Process

How It Works

Determine Your Cover Amount

We help you calculate how much your family would need, factoring in income replacement, debts, and education costs.

Medical Underwriting

Complete a short health questionnaire. Most applicants are accepted without a medical exam.

Policy Issued & Active

Your policy is active from day one. Premiums are paid monthly or annually via M-Pesa or standing order.

Common Questions

Frequently Asked

How much life cover do I need?

A common rule of thumb is 10-15× your annual income. We run a free needs analysis to give you a precise figure based on your debts, dependants, and goals.

What if I stop paying premiums?

Most policies have a grace period of 30 days. After that, the policy lapses. Whole life and endowment policies may have a surrender value you can access.

Can I name multiple beneficiaries?

Yes. You can name multiple beneficiaries and specify the percentage each receives. You can update beneficiaries at any time.

Does life insurance cover suicide?

Most policies exclude suicide within the first 2 years of the policy. After that waiting period, many policies do cover it. Check your policy schedule for specifics.

Can I get covered if I have a pre-existing medical condition?

Often yes, though premiums may be higher or specific conditions may be excluded. We work with insurers who specialize in higher-risk applicants.

Across Kenya

Life cover in your county

We arrange life insurance nationwide. These counties have their own page for this cover, with the local risks and requirements that apply there.

Ready to get covered?

Get your Life insurance quote today, same day cover, zero hassle.

Get a Free Quote View All Services

Life Insurance

Your love for your family is infinite. So is our protection.

What's Covered

Death Benefit

A lump sum paid to your nominated beneficiaries upon your death.

Terminal Illness

Early payout of your sum assured if you're diagnosed with a terminal illness.

Permanent Disability

Full or partial payout if an accident leaves you permanently unable to work.

Critical Illness Rider

Additional benefit triggered by diagnosis of cancer, stroke, heart attack, and other critical illnesses.

Education Benefit

Ensures your children's school fees continue to be paid even after your death.

Mortgage Protection

Pays off your outstanding mortgage so your family never loses the home.

Available Plans

Term Life

Cover for a fixed period (5-30 years)
Highest cover for lowest premium
Death benefit only
Ideal for breadwinners with dependants

Get This Plan

Whole Life

Lifelong cover, never expires
Builds cash value over time
Borrow against your policy
Ideal for estate planning

Get This Plan

Endowment

Cover + savings in one plan
Payout if you survive the term
Death benefit for family if you don't
Ideal for education or retirement goals
Disciplined long-term savings

Get This Plan

How It Works

Determine Your Cover Amount

We help you calculate how much your family would need, factoring in income replacement, debts, and education costs.

Medical Underwriting

Complete a short health questionnaire. Most applicants are accepted without a medical exam.

Policy Issued & Active

Your policy is active from day one. Premiums are paid monthly or annually via M-Pesa or standing order.

Frequently Asked

How much life cover do I need?

A common rule of thumb is 10-15× your annual income. We run a free needs analysis to give you a precise figure based on your debts, dependants, and goals.

What if I stop paying premiums?

Most policies have a grace period of 30 days. After that, the policy lapses. Whole life and endowment policies may have a surrender value you can access.

Can I name multiple beneficiaries?

Yes. You can name multiple beneficiaries and specify the percentage each receives. You can update beneficiaries at any time.

Does life insurance cover suicide?

Most policies exclude suicide within the first 2 years of the policy. After that waiting period, many policies do cover it. Check your policy schedule for specifics.

Can I get covered if I have a pre-existing medical condition?

Often yes, though premiums may be higher or specific conditions may be excluded. We work with insurers who specialize in higher-risk applicants.