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Industrial All Risks Insurance in Kenya - Mufasa Insurance
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Industrial All Risks

Industrial All Risks Insurance

The broadest cover available for factories, plants, and large industrial sites.

Industrial All Risks (IAR) combines fire, machinery, business interruption, and most other property perils into a single broad-form policy, built for factories, manufacturing plants, and large commercial sites where a single-peril policy leaves too many gaps.

Talk to a Private AdvisorHow It Works

Coverage Details

What's Covered

All Perils Property Damage

Covers virtually all causes of physical loss or damage to buildings, plant, and stock unless specifically excluded.

Machinery & Equipment

Production machinery and equipment against breakdown-related damage.

Business Interruption

Loss of gross profit while your plant is out of action after an insured event.

Debris Removal & Professional Fees

Costs of clearing debris and engaging architects/engineers after a major loss.

Simple Process

How It Works

1

Site Risk Survey

Our commercial team surveys your factory or plant to understand construction, processes, and exposure.

2

Tailored IAR Policy

We combine property, machinery, and interruption cover into a single broad-form policy sized to your risk.

3

Policy Issued & Managed

Your policy is issued with ongoing risk management support and renewal tracking.

Common Questions

Frequently Asked

How is Industrial All Risks different from standard Fire insurance?
Fire insurance covers named perils only. IAR covers all risks of physical loss except specific exclusions, a much broader net for complex industrial sites.
Does IAR include business interruption automatically?
It can be added as a section of the same policy so your indemnity period and sum insured are aligned with your property cover.
Is this suitable for a mid-sized manufacturer, or only large plants?
IAR scales down well. Many mid-sized manufacturers use it instead of stacking separate Fire, Machinery, and BI policies.

Across Kenya

Industrial All Risks cover in your county

We arrange industrial all risks insurance nationwide. These counties have their own page for this cover, with the local risks and requirements that apply there.

KiambuMombasaMachakosNakuruBungoma

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