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Home Insurance

Your home is your sanctuary. Let's keep it that way.

From fire to flooding, burglary to burst pipes, your home faces more risks than you think. Mufasa Home Insurance gives you peace of mind knowing your biggest asset is always protected.

Talk to a Private Advisor How It Works

Coverage Details

What's Covered

Fire & Lightning

Damage to your home's structure and contents from fire, lightning strikes, and explosions.

Burglary & Theft

Loss of valuables, electronics, furniture, and cash following a break-in.

Flooding & Water Damage

Damage caused by burst pipes, overflowing drains, and external flooding.

Domestic Appliances

Accidental damage to fridges, washing machines, TVs, and other home appliances.

Public Liability

If someone is injured at your home and sues you, we cover legal costs and compensation.

Domestic Workers

Accidental injury or death of your house manager, gardener, or domestic staff.

Alternative Accommodation

If your home becomes uninhabitable, we cover the cost of temporary accommodation.

Tenant's Liability

If you're renting and accidentally damage the landlord's property.

Choose Your Cover

Available Plans

Contents Only

Furniture, electronics & valuables
Burglary & theft cover
Fire damage to contents
Ideal for renters

Get This Plan

Buildings Only

Structure of the building
Permanent fixtures & fittings
Fire, lightning & flooding
Ideal for landlords

Get This Plan

Buildings + Contents

Full building structure cover
All contents & valuables
Burglary, fire & water damage
Public liability
Domestic worker cover
Alternative accommodation

Get This Plan

Simple Process

How It Works

Tell Us About Your Property

Share your home's location, construction type, and the value of contents you'd like to cover.

Get Your Quote

We compare rates across our insurer partners and give you the best value policy for your property.

Covered in Hours

Pay via M-Pesa or card and receive your policy documents the same day.

Common Questions

Frequently Asked

Do I need home insurance if I'm renting?

Your landlord's insurance covers the building but NOT your personal belongings. A Contents Only policy protects your furniture, electronics, and valuables, highly recommended for tenants.

Is flooding covered?

Yes, including damage from burst pipes, overflowing drains, and storm floods. Some policies exclude areas with known recurring flood risk, we'll advise you based on your location.

What documentation do I need to claim?

For theft, you need a police abstract from your local station. For other damage, photos and receipts for damaged items. Our claims team guides you through every step.

Can I insure a rental property I own?

Yes. We offer landlord policies that cover the building structure, loss of rental income, and landlord liability, separate from tenant's home insurance.

Are my valuables like jewellery covered?

High-value items like jewellery, art, and collectibles need to be specifically listed (scheduled) on your policy. Contact us to ensure they're adequately covered.

Across Kenya

Home cover in your county

We arrange home insurance nationwide. These counties have their own page for this cover, with the local risks and requirements that apply there.

Ready to get covered?

Get your Home insurance quote today, same day cover, zero hassle.

Get a Free Quote View All Services

What's Covered

Fire & Lightning

Damage to your home's structure and contents from fire, lightning strikes, and explosions.

Burglary & Theft

Loss of valuables, electronics, furniture, and cash following a break-in.

Flooding & Water Damage

Damage caused by burst pipes, overflowing drains, and external flooding.

Domestic Appliances

Accidental damage to fridges, washing machines, TVs, and other home appliances.

Public Liability

If someone is injured at your home and sues you, we cover legal costs and compensation.

Domestic Workers

Accidental injury or death of your house manager, gardener, or domestic staff.

Alternative Accommodation

If your home becomes uninhabitable, we cover the cost of temporary accommodation.

Tenant's Liability

If you're renting and accidentally damage the landlord's property.

Available Plans

Contents Only

Furniture, electronics & valuables
Burglary & theft cover
Fire damage to contents
Ideal for renters

Get This Plan

Buildings Only

Structure of the building
Permanent fixtures & fittings
Fire, lightning & flooding
Ideal for landlords

Get This Plan

Buildings + Contents

Full building structure cover
All contents & valuables
Burglary, fire & water damage
Public liability
Domestic worker cover
Alternative accommodation

Get This Plan

How It Works

Tell Us About Your Property

Share your home's location, construction type, and the value of contents you'd like to cover.

Get Your Quote

We compare rates across our insurer partners and give you the best value policy for your property.

Covered in Hours

Pay via M-Pesa or card and receive your policy documents the same day.

Frequently Asked

Do I need home insurance if I'm renting?

Your landlord's insurance covers the building but NOT your personal belongings. A Contents Only policy protects your furniture, electronics, and valuables, highly recommended for tenants.

Is flooding covered?

Yes, including damage from burst pipes, overflowing drains, and storm floods. Some policies exclude areas with known recurring flood risk, we'll advise you based on your location.

What documentation do I need to claim?

For theft, you need a police abstract from your local station. For other damage, photos and receipts for damaged items. Our claims team guides you through every step.

Can I insure a rental property I own?

Yes. We offer landlord policies that cover the building structure, loss of rental income, and landlord liability, separate from tenant's home insurance.

Are my valuables like jewellery covered?

High-value items like jewellery, art, and collectibles need to be specifically listed (scheduled) on your policy. Contact us to ensure they're adequately covered.