Fidelity Guarantee

Fidelity Guarantee Insurance

Protect your business from the risk closest to home, your own staff.

Fidelity Guarantee Insurance protects your business against financial loss caused by the fraud, theft, or dishonesty of your own employees, cash embezzlement, stock theft, or falsified records, a risk no amount of trust can fully eliminate.

Talk to a Private Advisor How It Works

Coverage Details

What's Covered

Employee Fraud & Theft

Financial loss from dishonest acts committed by an employee in the course of their duties.

Cash & Stock Embezzlement

Money or goods stolen or misappropriated by staff.

Named or Blanket Cover

Insure specific high-risk positions (cashiers, accountants) or all employees under one policy.

Investigation Costs

Reasonable costs of auditing and investigating a suspected loss.

Simple Process

How It Works

Identify Positions of Trust

Tell us which roles handle cash, stock, or sensitive records, cashiers, accountants, store managers.

Choose Named or Blanket Cover

Insure key individuals by name or your entire staff under one blanket limit.

Claim With Evidence of Loss

Provide audit findings or investigation results, we support your claim through to settlement.

Common Questions

Frequently Asked

Does this replace the need for internal controls?

No, it complements good internal controls, insurers often ask what controls you have in place when pricing the policy.

What if I suspect fraud but can't prove which employee did it?

Cover typically requires reasonable proof of loss and the responsible employee(s); we can guide you on the investigation and documentation needed.

Can I add new employees to a blanket policy later?

Yes, blanket cover can usually be adjusted as your headcount in trusted positions changes.

Ready to get covered?

Get your Fidelity Guarantee insurance quote today, same day cover, zero hassle.

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