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Motor & Mobility2

Private, commercial, and fleet vehicles on Kenyan roads.

Health & Wellness4

Medical cover for individuals, families, and employers.

Life & Legacy2

Income replacement, savings, and final-expense planning.

Accident & Injury3

Personal accident cover and statutory workplace injury (WIBA).

Property & Business Assets10

Homes, buildings, stock, and business premises.

Engineering & Equipment7

Machinery, electronics, and contractor plant risk.

Liability & Professional Risk7

Legal liability, negligence, and errors & omissions.

Marine, Aviation & Trade3

Cargo, vessels, aircraft, and cross-border shipments.

Agriculture & Specialty Animals5

Crops, livestock, and other agribusiness risk.

Travel, Lifestyle & Specialty Risk3

Travel, leisure, and valuable personal possessions.

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Your Legacy, Engineered.

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Your all-in-one insurance partner in Kenya. Protecting your life, family, assets, and business, engineered around your world.

IRA Kenya Licensed · IRA/05/48427/2026

Our Services

  • Motor & Mobility
  • Health & Wellness
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  • Accident & Injury
  • Property & Business Assets
  • Engineering & Equipment
  • Liability & Professional Risk
  • Marine, Aviation & Trade
  • Agriculture & Specialty Animals
  • Travel, Lifestyle & Specialty Risk
  • View all 46 products →

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  • +254 117 435-865
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  • Balcony Farms Gardens, Runda, Nairobi
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Insurance Across Kenya

All 47 counties →
  • Nairobi
  • Kiambu
  • Murang'a
  • Nyeri
  • Kirinyaga
  • Nyandarua
  • Mombasa
  • Kilifi
  • Kwale
  • Taita-Taveta
  • Tana River
  • Lamu
  • Machakos
  • Makueni
  • Kitui
  • Embu
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  • Meru
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  • Marsabit
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  • Kisumu
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  • Homa Bay
  • Migori
  • Kisii
  • Nyamira
  • Nakuru
  • Uasin Gishu
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  • Kericho
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  • Nandi
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  • Kajiado
  • Laikipia
  • Baringo
  • Elgeyo-Marakwet
  • West Pokot
  • Turkana
  • Samburu
  • Kakamega
  • Bungoma
  • Busia
  • Vihiga

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Business Insurance in Kenya - Mufasa Insurance
All ServicesFor Businesses
Business

Business Insurance

Protect what you've built. Keep your business running, no matter what.

Your business is your life's work. From fire to liability, theft to employee injury, Mufasa Business Insurance covers every angle so you can focus on growth without fear.

Talk to a Private AdvisorHow It Works

Coverage Details

What's Covered

Fire & Allied Perils

Buildings, stock, equipment, and fixtures against fire, lightning, explosion, and flooding.

Burglary & Theft

Loss of stock, cash, and assets due to break-ins, robbery, or employee dishonesty.

Public Liability

Legal costs and compensation if a third party is injured or their property damaged at your premises.

WIBA (Workers' Injury)

Legally required cover for employee injuries, permanent disability, and death at the workplace.

Business Interruption

Replaces lost income and covers ongoing expenses if your business is forced to shut down temporarily.

Money Insurance

Cash in safe, cash in transit, and money held by employees covered against loss or theft.

Electronics & Equipment

Laptops, servers, machinery, and tech equipment against accidental damage, power surge, and theft.

Professional Indemnity

Protects consultants, lawyers, doctors, and professionals against claims of negligence or error.

Simple Process

How It Works

1

Business Risk Assessment

Our commercial advisors visit or call to understand your business, assets, employees, and risk profile.

2

Custom Cover Package

We build a tailored multi-cover package, you only pay for what your business actually needs.

3

Cover Activated

Your policy documents are ready within 24 hours. We handle renewals and claim support proactively.

Common Questions

Frequently Asked

Is WIBA mandatory in Kenya?
Yes. The Work Injury Benefits Act (WIBA) requires every employer in Kenya to have cover for all employees against work-related injuries, illness, and death. Failure to comply is a criminal offence.
Can I bundle multiple business covers?
Absolutely, and it's often cheaper. We commonly bundle Fire, Burglary, WIBA, Public Liability, and Money Insurance into a single Business Package policy.
Do you cover home-based businesses?
Yes. If you run a business from home, standard home insurance may not cover business assets or liability. We offer specific home-business policies.
What's the difference between employer's liability and public liability?
Employer's liability (WIBA) covers your employees. Public liability covers third parties, customers, visitors, or members of the public, who are injured or suffer property damage at your business.
How quickly can I get a business policy?
For straightforward businesses, same day. Larger commercial risks may take 24-48 hours for our underwriting team to assess and price.

Across Kenya

Business cover in your county

We arrange business insurance nationwide. These counties have their own page for this cover, with the local risks and requirements that apply there.

NairobiKiambuMurang'aNyeriKirinyagaNyandaruaMombasaKilifiKwaleTaita-TavetaTana RiverLamuMachakosMakueniKituiEmbuTharaka-NithiMeruIsioloMarsabitGarissaWajirManderaKisumuSiayaHoma BayMigoriKisiiNyamiraNakuruUasin GishuTrans NzoiaKerichoBometNandiNarokKajiadoLaikipiaBaringoElgeyo-MarakwetWest PokotTurkanaSamburuKakamegaBungomaBusiaVihiga

Ready to get covered?

Get your Business insurance quote today, same day cover, zero hassle.

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