Bloodstock

Bloodstock Insurance

High-value horses deserve high-value protection.

Bloodstock Insurance covers racehorses, breeding stock, and other high-value horses against death, theft, and illness, plus specialist options like loss of use and fertility cover for breeding animals.

Talk to a Private Advisor How It Works

Coverage Details

What's Covered

Mortality

Death of an insured horse from accident, illness, or disease.

Theft

Loss of a horse through theft.

Veterinary Fees

Cost of veterinary treatment for illness or injury.

Loss of Use (optional)

Compensation if a racehorse becomes permanently unable to race or perform.

Simple Process

How It Works

Value Your Horse(s)

Breed, age, purpose (racing, breeding, leisure), and current market value.

Specialist Valuation

High-value animals may require an independent veterinary valuation before cover is confirmed.

Policy Issued Per Animal

Each horse is scheduled individually with its own sum insured.

Common Questions

Frequently Asked

Does this cover breeding stallions and mares specifically?

Yes, breeding animals can be covered for mortality plus optional fertility and infertility extensions.

Is a vet exam required before cover starts?

For higher-value animals, insurers typically require a veterinary certificate of health before binding cover.

What if my horse is injured and can never race again?

The optional Loss of Use extension compensates you if a covered horse is permanently unable to perform its intended purpose.

Across Kenya

Bloodstock cover in your county

We arrange bloodstock insurance nationwide. These counties have their own page for this cover, with the local risks and requirements that apply there.

Laikipia

Ready to get covered?

Get your Bloodstock insurance quote today, same day cover, zero hassle.

Get a Free Quote View All Services