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Mufasa Insurance Agencies arranges stock floater insurance across Uasin Gishu County - Eldoret, Turbo, Burnt Forest, Moiben and every town in between. Uasin Gishu is centred on Eldoret, now one of Kenya's largest cities, and combines large-scale maize and wheat farming with a major referral hospital, several universities and the world's most famous distance-running training base at Iten's edge. With manufacturing, commercial farming and long-distance freight driving the local economy, the cover that makes sense here is specific to Uasin Gishu. We are IRA-licensed, we place with Kenya's major underwriters, and quotes come back the same working day over WhatsApp.
Why Uasin Gishu Is Different
Large-scale grain farming concentrates value in machinery and stored produce, both exposed to fire. The Eldoret-Nakuru and Eldoret-Malaba highways carry heavy transit freight to Uganda, and Eldoret's growth has raised urban burglary and commercial fire exposure. We tell you upfront which of those perils a standard wording covers and which need a specific extension, so nothing surprises you at claim stage.
People insure the building and forget what is inside it. Electronics, furniture and appliances in a typical Eldoret household add up fast, and all-risk cover extends to laptops and phones outside the home too.
Stock Floater claims are scaled down when the sum insured is below the true rebuild or replacement value - the average clause. We work the figure out with you at inception, and revisit it each renewal.
Coverage Details
Cover automatically adjusts to your declared stock value each period.
Stock held across warehouses, branches, and depots under one policy.
Loss or damage from fire, flooding, and other insured perils while in storage.
Goods moving between your own locations against loss or damage.
The Process
Tell us your typical and peak stock holding across all locations.
Submit simple stock declarations so your cover always matches what's actually on hand.
In the event of loss, your claim is settled against the stock value declared for that period.
Questions
Send us a WhatsApp message or call +254 117 435 865 with the basic details of what you need covered. We come back with quotes from several underwriters the same working day, you pick one, pay by M-Pesa or bank transfer, and we issue the documents. Nothing requires you to travel to Nairobi.
We are based in Runda, Nairobi and serve Uasin Gishu County remotely, which is how most insurance in Kenya is now arranged. Quotes, payment and document issue all happen by phone, WhatsApp and email. When there is a claim, assessors are appointed locally in Uasin Gishu.
Same day in most cases. Motor certificates, travel certificates and medical cover notes are issued electronically as soon as payment reflects, so you are covered before the documents reach your inbox.
A standard Fire policy uses a fixed sum insured. Stock Floater adjusts to your fluctuating stock levels, so seasonal businesses don't overpay or underinsure.
Most insurers allow an average-based settlement if declarations lapse briefly, but consistent declarations get you the most accurate claim payout.
Yes, Stock Floater is designed for exactly this, multiple locations under a single schedule and premium.
Free quotes from several underwriters, back the same working day. Pay by M-Pesa and your documents are issued electronically.