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Excavators, cranes, and graders are expensive to replace. Insure the fleet that builds your business.
Mufasa Insurance Agencies arranges contractors plant and machinery insurance across Migori County - Migori, Isebania, Rongo, Awendo and every town in between. Migori combines artisanal and commercial gold mining around Macalder and Masara with sugarcane, tobacco and the busy Isebania crossing into Tanzania. With commercial farming, lake fishing and mining driving the local economy, the cover that makes sense here is specific to Migori. We are IRA-licensed, we place with Kenya's major underwriters, and quotes come back the same working day over WhatsApp.
Why Migori Is Different
Commercial farming, lake fishing and mining put real money into equipment here. Contractors Plant & Machinery covers the failures that stop production, which is a different risk from fire and needs its own section on the schedule.
Fire and perils cover external events. Machinery breakdown covers the machine failing on its own - electrical faults, mechanical failure, operator error. Most operators in Migori Town and Isebania discover the gap only after a motor burns out.
Underwriters price engineering risk on what a surveyor sees. We place Migori risks with insurers who will actually send an engineer to site, because a surveyed risk is nearly always a cheaper risk.
Coverage Details
Physical damage to plant and machinery from overturning, collision, or operational accidents.
Loss of equipment to fire or theft from site or storage yards.
Damage while equipment is being transported between sites.
Injury or property damage caused by the operation of insured plant.
The Process
Share makes, models, ages, and values of each piece of plant and machinery.
We price cover across your whole fleet, often at better rates than insuring machines individually.
Update your schedule as you buy, sell, or hire additional plant.
Questions
Send us a WhatsApp message or call +254 117 435 865 with the basic details of what you need covered. We come back with quotes from several underwriters the same working day, you pick one, pay by M-Pesa or bank transfer, and we issue the documents. Nothing requires you to travel to Nairobi.
We are based in Runda, Nairobi and serve Migori County remotely, which is how most insurance in Kenya is now arranged. Quotes, payment and document issue all happen by phone, WhatsApp and email. When there is a claim, assessors are appointed locally in Migori.
Same day in most cases. Motor certificates, travel certificates and medical cover notes are issued electronically as soon as payment reflects, so you are covered before the documents reach your inbox.
Yes, plant you hire for a project can usually be added, check with us on the specific hire agreement terms.
Yes, accidental damage from operator error during normal operation is covered.
Yes, single-item cover is available if you only need to protect one piece of equipment.
Free quotes from several underwriters, back the same working day. Pay by M-Pesa and your documents are issued electronically.