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Installing heavy machinery is precision work. One mistake shouldn't set you back months.
Mufasa Insurance Agencies arranges erection all risks insurance across Marsabit County - Marsabit, Moyale, Loiyangalani, North Horr and every town in between. Marsabit is Kenya's second-largest county by area, running from Lake Turkana to the Ethiopian border at Moyale. With livestock keeping, long-distance freight and trading driving the local economy, the cover that makes sense here is specific to Marsabit. We are IRA-licensed, we place with Kenya's major underwriters, and quotes come back the same working day over WhatsApp.
Why Marsabit Is Different
Livestock keeping, long-distance freight and trading put real money into equipment here. Erection All Risks covers the failures that stop production, which is a different risk from fire and needs its own section on the schedule.
Fire and perils cover external events. Machinery breakdown covers the machine failing on its own - electrical faults, mechanical failure, operator error. Most operators in Marsabit Town and Moyale discover the gap only after a motor burns out.
Underwriters price engineering risk on what a surveyor sees. We place Marsabit risks with insurers who will actually send an engineer to site, because a surveyed risk is nearly always a cheaper risk.
Coverage Details
Physical loss or damage to machinery and equipment during installation and erection.
Cover extends through the testing and commissioning phase after erection.
Injury or property damage to others arising from the erection works.
Damage to the client's existing property caused by the erection works.
The Process
Contract value, equipment being installed, and project timeline.
We size the policy to your erection contract value and testing period.
Cover runs from delivery of equipment through erection, testing, and handover.
Questions
Send us a WhatsApp message or call +254 117 435 865 with the basic details of what you need covered. We come back with quotes from several underwriters the same working day, you pick one, pay by M-Pesa or bank transfer, and we issue the documents. Nothing requires you to travel to Nairobi.
We are based in Runda, Nairobi and serve Marsabit County remotely, which is how most insurance in Kenya is now arranged. Quotes, payment and document issue all happen by phone, WhatsApp and email. When there is a claim, assessors are appointed locally in Marsabit.
Same day in most cases. Motor certificates, travel certificates and medical cover notes are issued electronically as soon as payment reflects, so you are covered before the documents reach your inbox.
CAR covers civil/construction works, EAR specifically covers the erection and installation of machinery and plant. Large projects sometimes need both.
Yes, EAR typically extends through testing and commissioning, not just the physical erection.
Usually the erecting contractor, though it can be a joint-names policy with the equipment owner.
Free quotes from several underwriters, back the same working day. Pay by M-Pesa and your documents are issued electronically.